A new study carried out by TransUnion found that 28% of credit-active consumers in South Africa hold a credit card. Even though this study concentrated on the credit activity of “Gen Z” consumers –those born in and after 1995–, it also shed a light on the consumer credit market as a whole. Credit Activity The […]
Why You Need a Business Credit Card
Being a small business owner, you must have possibly received various offers and applications for a business credit card. But you must be wondering that what makes them different from other credit cards and why you need to get one? What is a business credit card? A Business credit card is intended for use for […]
How can a Credit Card Help you Build Credit History and Improve Score?
While most of the people do not like the idea of using credit cards with a fear of overspending or incurring debt, some shy away thinking credit cards adversely affect ones credit score and history. This could not be more far from the truth! Credit cards are a double-edged sword. While using them wisely can […]
What are the Pros and Cons of Owning Multiple Credit Cards?
These days it is common to have multiple credit cards. They give a person easy access to money. But have you ever wondered what impact does it have on your finances? Does owning multiple credit cards streamline your expenses or make you a spendthrift and increase your debt? To help you find an answer to […]
Wells Fargo Aggressive Tactics, Fraud Extend to Credit Card Processing Unit
The aggressive tactics and fraud exposed in Wells Fargo’s retail banking extends to the company’s credit card processing unit, according to new reports. The bank fired more than a dozen workers in its credit processing unit after an internal probe revealed that some employees were falsely reporting customer sales and pushing small businesses into signing […]
Store Credit Card Offers Are Trapping Holiday Shoppers
Nowadays, you can hardly ever walk out of a large retail chain store without the cashier asking if you want to apply for a store credit card. These cards offer excellent discounts on your purchases, and who doesn’t love a good discount? Shopper after shopper falls into the trap of applying for store credit cards […]
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