Were you recently seriously injured in an accident that was no fault of your own? It can leave you with a lot of unanswered questions and wonder what step to take exactly moving forward with your life. There can be several issues in which you’re now faced with that can be a challenge. One may be not having the financial means to support yourself because you can’t go back to your job just yet. In some cases, you may have to seek legal advice. Here are a few steps you may wish to take if you find yourself injured and left without any monetary reimbursement.
Talk To Your Attorney
If you’ve been hurt badly whether it be in a car accident, at work or at the hands of someone else’s negligence, that person needs to be held responsible. This starts with speaking to an attorney who specializes in personal injury and accident related cases. He will be able to completely analyze your situation and inform you if you have enough grounds to file a case. He will take several things into consideration in relation to your situation, such as:
- *The emotional pain and suffering caused by the accident.
- *Long-term effect on your family and other close personal and professional relationships.
- *Amount of income lost from not being able to work.
- *Money spent on new personal accommodations since the accident.
- *Medical expenses in relation to the injury.
- *Total inconvenience that the experience has caused.
All of these things will be considered when taking a look at filing a possible lawsuit. Choosing a personal injury lawyer in the greater Bronx area to give you legal advice is important if you live in the nearby area. If not, ask the lawyer after your consultation for a referral for legal advice close to where you live.
Contacting The Person At Fault
Under no means should you contact the person who hurt you if you feel threatened or uneasy about talking with them. Also, if you’ve contacted law enforcement or filed a lawsuit, speak with your lawyer prior to making contact with the person who is at fault. If you feel comfortable and confident speaking with them, proceed with caution. But if they feel like you will be filing a lawsuit against them and suing them for damages, they may wish to settle the situation out of court. They may offer you a lump sum payment that would satisfy your overall request. This doesn’t always go as planned, so seeking legal counsel first is highly recommended.
Dealing With Insurance Companies
Are there one or more insurance companies involved with the case regarding your injury? This could be an auto insurance company, homeowner’s insurance agent, worker’s compensation adjuster or personal health insurance advisor. Either way, you should always fully cooperate with the insurance agent or adjuster. They will collect as much information as possible from you regarding your injury, how it happened and what type of medical care you’ve had since then. If you don’t feel comfortable answering questions about your accident, have them contact your personal attorney. This will ensure you don’t say something that could accidentally cause you to lose your case.
Addressing Your Immediate Finances
One thing is for certain, you’ll need to make sure that you have enough money coming in to survive and pay your bills. Not having an income can be detrimental to your financial affairs. Facing your finances head on and not putting them off is important. Start by contacting your main creditors—your mortgage company, credit cards companies and your bank that holds your vehicle loan or lease. Tell them about your situation. They may allow you to defer payments or roll past due payments into an extended one—allowing more time to pay your loan off and avoiding any type of collection process. This is important until you’re able to get back to work or get compensation for lost wages.
Being injured can be a very difficult and trying period in your life. If you don’t see a resolution in sight, contact a reputable attorney who will be able to help you sort out your legal problems and get you the compensation that you rightfully deserve.