A new study carried out by TransUnion found that 28% of credit-active consumers in South Africa hold a credit card. Even though this study concentrated on the credit activity of “Gen Z” consumers –those born in and after 1995–, it also shed a light on the consumer credit market as a whole. Credit Activity The […]
4 Ways to Secure Small Business Loans with Bad Credit Score
A bad credit score (business or personal) is a red alert for financial institutions that trade in the small business loans. It’s the one major reason considered by Banks and other lender agencies on your eligibility for a loan. This is because your personal credit score is solely a function of your financial reliability, whiles your […]
8 Smart Ways of Ensuring You Buy an Affordable House
The buying of a house is an emotional and exciting process. So, before you start searching for a house, you will need to understand everything related to the buying process. Every buyer hopes to get a home that is in good condition at an affordable price. Before you purchase your dream house, know that there […]
Common Definitions Every Car Buyer Needs to Know
As much fun as travelling can be, it can sometimes feel awkward when don’t understand the language being spoken around you. This is also one of the reasons financing a car can be uncomfortable. After all, every business has its own language too. With that in mind, here are some car loan terms you’ll need […]
Simple Steps to Get Approved for a Business Loan in the Era of Low Approval Rates
The Great Recession took its toll on businesses around the world. It made it increasingly more difficult for businesses to get loans. Banks, credit unions and other financial institutions have been much more hesitant to lend money to companies without the right actuarial data. The credit crunch has eased a bit, but some experts are […]
Assessing Your Local Housing Market – How to Determine Whether It’s a Good Time to Buy or Sell
Are you planning to buy or sell a house in the near future — or both? You’d do well to review the key housing market indicators that economists and real estate professionals use to assess the overall strength or “temperature” of a local market. A word of caution: every market is different, and these factors […]
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