Insurance are something vital to have with your scooter or motorbike. However, they do come at a price, which is why first time bike riders tend to seek out cheap scooter insurance without doing their research beforehand. This results in a bad insurance quote and signing up to something that has proved of no use to them. This way you will get a good idea of the average price of a cheap scooter insurance, what services are generally offered and any other extra costs that you may incur. Sometimes when people think cheap they may not consider it the best value for money. There are cheap insurance quotes that do prove to be of more value for money than expensive quotes. The things to look out for in any cheap scooter insurance policy is whether you are insured on other bikes and covered for theft, damages, burning and damages to modifications. Too many riders forget to let their agents know about additional modifications made to their bikes or scooters. This may result in you finding that you policy may not cover damages or theft of these extra features, therefore always keep your agent updated. Even though you may be merely 19 years old, this will not entitle you to cheaper insurance. Imagine if you were involved in a bad accident you could quite possibly end up paying out a large sum of money in damage expenses, excess or worse still liability towards anyone who has been injured. Always be prepared for the worst. Young riders can save some more money by approaching brokers; they would have usually negotiated a deal with insurance agencies, which is worth looking into.