Having nightmares about a present-less Christmas or Hannukah? This article shows you what you can do during the months prior–to get the cash you need to get through the holidays. Use these tips to have a happy holiday season!One of the simplest ways to accumulate cash for the holidays is to adjust your tax withholding. The average tax refund last year was just over $2,500. If you have less withheld for the last two months of the year, then this could equal approximately $400 in your pocket. You’ll need to ask your HR department to give you another W-4 so that you can adjust your withholding accordingly.
Cut those cable and magazine bills through the end of the year. Go online and read your favorite periodicals and check out the library or Redbox for your entertainment. This is a great time to catch free holiday concerts and other shows as well.
Make fewer trips to the grocery store and local restaurants. Your waistline will thank you as well as your wallet. Look for coupons and buy in bulk. If you’re having company this year, chances are you’ll use up more of it than you think.
For the more mature members of your present-receiving corps, try shopping and giving gifts a week after Christmas when prices have been slashed and sales abound.