As we know AlertPay is a Internet bank like PayPal. However, AlertPay is not as advanced as PayPal with respect to withdrawing of funds by the account holder.
In AlertPay, only members of few countries can directly withdraw their funds into their bank account via eletronic money transfer. While other members can withdraw funds via check only. For which the charges are $3 and a minimum cashout should be $20. So if a person withdraws $20 he or she will get a check of $17.
AlertPay sends the check within two working business days, but in U.S. dollars and not in the currency of the account holder. Therefore, an Indian AlertPay account holder will get a check in U.S. dollars and not in Indian Rupees.
PayPal transfers money electronically in most countries and also gives check payment in the currency of account holder. However, AlertPay is better than PayPal in the security aspect. In AlertPay, there are two passwords: one is login password and the other is transaction password. This gives security to the account holder.