No one wants to even think about getting into a car accident, but it’s important to understand the steps that you’d need to take right away in case you were ever involved in a crash. After all, when you’re involved in an accident, your mind may be too stressed and anxious to be thinking clearly, but having a plan in place ahead of time will ensure that you can do what needs to be done to prevent even more problems. So keep reading to learn about a few of the things that you need to do straight after a car accident.
Stop and Call the Police for a Police Report
Always stop when you are involved in a car accident. You will need to move to the side of the road, if possible, and keep your flashers on to alert other drivers to slow down and go around you to prevent another accident. If you have cones or flares that can be set up, particularly if it’s nighttime, you can certainly do that. Then contact the police right away, even if no one involved is seriously injured. You will need to file an accurate police report so that you can file claims with your auto insurance provider. So before you contact a lawyer if you are planning on suing because you weren’t at fault for the accident and you got hurt, make sure you get that police report to prove exactly what happened and why you weren’t at fault. Just make sure that you stay safe while you wait for the police to arrive.
In the event that anyone involved in the accident is injured seriously, you should call 911 emergency services right away. If the injuries are not serious, you can all remain at the scene of the crash to give a testimony to the police officer when he or she arrives. And if you have minor injuries and a first aid kit available in your vehicle, you can use that until you are able to get home and make an appointment to see your doctor.
Take Photos with Your Smartphone
Use your smartphone to take photos of the scene of the crash. In addition to having an accurate and clearly detailed police report, these photos will prove who was at fault and what really happened. In fact, you can even go a step further and take video of the crash site and the damage that was done. You will want whatever proof you can get, especially if you were not at fault and you are planning on suing the other driver or planning on getting compensation from their insurance company.
Contact Your Insurance Company
As soon as you get home, it is time to contact your insurance company to let them know about the accident, whether or not you were at fault. In this way, you can determine what will be covered by your own insurance provider and what will be covered by the other driver’s insurance company. Once again, the police report will come in very handy, as it will document everything that happened so that your insurance provider will have it for their own records. You may also submit your own photos as documentation of what happened, if your insurance provider requests them.
By knowing exactly what you have to do right away after a car accident, you can remain calm and do what needs to be done in order to cover yourself, especially if you were innocent in the crash. Stay safe and call the police right away so you don’t waste any time.