There are thousands of certified agents and brokers across the US that can also help individuals select a health plan under provisions of the Insurance Marketplace. Many of these agents are dedicated professionals have years of experience and have been doing this even before Obamacare became law.
To the extent permitted by states, licensed agents and brokers may assist consumers in applying for qualified health plans (QHPs) and insurance affordability programs including premium tax credits and cost-sharing reductions. They therefore play a crucial role in educating consumers about the Health Insurance Marketplaces, both during annual open enrollment and throughout the coverage year.
Agents and brokers can help consumers, no matter what state the consumers live in, as they apply for and choose insurance options. The advantages of working with a broker is that they can bring a lot of knowledge an experience to bear when helping consumers navigate the bewildering and sometimes darn right confusing differences between health plans.
See video: Leslie’s Story: Signing up in Health Insurance Marketplace with her Broker https://www.youtube.com/watch?v=SMasi4mSYeU
Nearly 70,000 agents and brokers have been certified nationwide to sell health insurance thus far on the federal exchange. Many say they could be the troubled health law’s best ambassadors with the potential to boost lackluster enrollment figures. They also possess invaluable experience in the field of insurance planning that could assist consumers make an informed choice. As agents and brokers they are regulated by their state Department of Insurance and are held to very strict standards of conduct.
The deadline to sign up for health insurance through the federally run marketplace is Monday if you want your coverage to start Jan. 1. 2015. The enrollment period runs until Feb. 15. After that, you can’t get 2015 coverage, unless you have certain changes in your family, such as a marriage, birth of a child or job loss.
Learn more about ObamaCare’s open enrollment to understand when you can sign up for different types of health insurance.
If you have any questions not answered here – Please call the 24/7 marketplace helpline 1-800-318-2596
Remember your health matters!