While home loans and business loans are self-explanatory, a personal loan is open-ended in that can be used for purposes other than those specified by the lender. The type of personal loan you can opt for depends on if you have any collateral to offer or not. A secured personal loan requires you to submit […]
Preventing Insurgencies and Coup’s
Background When we look back in the human history, beyond war and conquest we see a basic human tendency. We see the tendency to overthrow a regime of a country and establish oneself to power. Events like these take a violent form or sometimes become nonviolent, but they can carry any course of form. Instances […]
Starting a Business? Here’s What to Do With Your Personal Finances
Starting a business is a whirlwind not just emotionally but also financially. There’s a lot to do and a lot to learn. As you take on the challenge, you can’t let your personal finances slip. Many business lenders require a personal guarantee. Even if yours doesn’t, you don’t need the additional stress. Building a business […]
How You Can Protect Yourself When Investing
One of the biggest fears that can keep an investor up at night is the thought of losing money. There certainly is a reason to worry, as there is always a chance of risk involved when you invest your money in any venture, however, this doesn’t mean you should forego investing or financing altogether. It […]
Are Subprime Auto Loans Forming a New Consumer Lending Bubble?
The 2008 financial crisis was the single worst economic crisis in recent memory. There were a variety of interrelated factors that led to its development, but most people identify the first domino as deregulation in the financial industry that led to higher availability of subprime mortgages. Put simply, banks were issuing mortgages at ridiculously low […]
“Powerless” women: Addressing the need to educate women with special emphasis on Sustainable Development Agenda
“Education is a human right imperative, a development imperative and a peace imperative. The global learning crisis violates human rights, undermines social cohesion, threatens stability and creates a lost generation that cannot join in the lives of their societies.” – Malala Yousafzai and Kailash Satyarthi (Nobel Peace Prize Winners, 2014) Introduction Today, Sustainable Development […]
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